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Crabbing about the government never goes out of fashion, but sometimes the government is the only thing standing between consumers and the forces that would endanger their health, mislead them into bad purchases and scam them out of every dollar they have, if given the opportunity. By Andrew Lisa The laws and agencies dedicated to consumer protection can save you time, aggravation and money — but only if you know what they are, how they’re designed to help you and what to do if you’ve been victimized or abused....

Once your salary reaches $100,000, you need to take certain steps to ensure you stay in good financial health. By Heather Taylor There’s a chance you already might be making some of these money moves, even if you’re earning a little less. Make sure you start taking these actions as soon as you begin earning $100,000. Eliminate High-Interest Debt Those who just started earning six-figure incomes will need to quickly pay off any high-interest debt....

If you’re in a situation where you need to get cash and don’t have an ATM card — whether you lost it, left it at home or simply do not have one — what should you do? By Heather Taylor The good news is there are several options available to securely withdraw cash which do not require an ATM card. Some options are financial stalwarts which can always be relied on when you need help....

Ally Bank customers who overdraw on their accounts will no longer be hit with a $25 fee. The bank announced Wednesday that it will be eliminating overdraft fees on all accounts. There are no requirements or restrictions and every Ally customer is eligible. By Josephine Nesbit See: Here’s How Much Banks Collect in Overdraft Fees and How To Prevent It From Happening To YouFind: Banks in Nebraska to Accept Crypto – Despite Warren Buffett’s Misgivings...

Putting all of your subscriptions and bills on autopay is a convenient way to ensure you never miss a payment — but it can also mean you lose track of how much you are paying for these monthly expenses. A recent survey conducted by C+R Research found that the average consumer estimated that they spent $86 on subscriptions every month, when in reality, the average respondent spent $219. That means that on average, consumers underestimated their monthly spending on subscriptions by $133, and are actually paying 2....

By Gabrielle Olya Also: 9 Safest Places To Retire Abroad for Less Than $2,000 a MonthSee: 5 Things You Must Do When Your Savings Reach $50,000 Can Americans Rely on Social Security as It Stands To Fund Their Retirement? One-fifth of Americans plan on using their Social Security income to fund their whole retirement, but even if the program continues to exist in its current form, this will likely be difficult for most retirees....

The fifth installment of the advance portion of the Child Tax Credit (CTC) payment is set to hit bank accounts today, November 15. This is the second to last payment of the monthly checks, as the last installment will be on December 15. By Georgina Tzanetos Stimulus Update: How to Sign Up for the Last Child Tax Credit Check Find Out: Are Child Tax Credit Payments Taxable? If you have not yet signed up for the CTC, there is still time to do so , but today is your last chance....

Warren Buffett may be best known as one of the most frugal billionaires. The Berkshire Hathaway chairman still lives in the modest home he bought in the 1950s and you won’t catch him driving around in fancy Bentleys or status-symbol Teslas. By Jordan Rosenfeld The stock master allegedly got the jump on his billions by investing in the stock market at the tender age of 11. Since then, he’s gone on to amass his money by savvy predictions of the stock market....

The extended outage that hit Facebook on Monday, leaving thousands of users without their favorite social media fix for more than seven hours, cost the company about $100 million in revenue, according to an estimate from Fortune. By Vance Cariaga See: How To Protect Your Financial Information From ‘Data Hungry’ Apps You Use for Social Media, Shopping and MoreFind: How Much Is Facebook Worth? Fortune put the exact figure at $99....

Americans could have access to a new COVID-19 vaccine as early as this week after a panel of Food and Drug Administration experts voted in favor of recommending Novavax’s shot for emergency use. By Vance Cariaga See: Here’s How Much Cash You Need Stashed if a National Emergency HappensSocial Security Schedule: When June 2022 Benefits Will Be Sent In a 21-to-0 vote that included one abstention, the committee supported the proposition that the vaccine’s benefits outweigh its risks, Barron’s reported....

The full impact of the war in Ukraine and the subsequent global sanctioning of Russia on the world economy now and moving forward is uncertain, to say the very least. Closer to home, the U.S. Federal Reserve is dealing with economic consequences no less certain, but certainly troubling. By David Nadelle See: Economists Keep Saying This Isn’t 1980s Inflation, But What Does That Mean? Find: The Current Inflation Rate Is Scary, but Not as Scary as It Was During Other Periods of Recent History (Infographic)...

In an all-to-familiar refrain, another company is cutting services in the name of corporate efficiency and tech-first game plans. By David Nadelle See: 9 Safest Places To Retire Abroad for Less Than $2,000 a MonthFind: States Whose Economies Are Failing vs. States Whose Economies Are Thriving As CNN reported, low-cost carrier Frontier Airlines has changed over to fully digital communications by eliminating its customer support phone service. “We have found that most customers prefer communicating via digital channels,” said Frontier spokesperson Jennifer De La Cruz in a statement....

Hilton Honors American Express Overview The Hilton Honors American Express card has an introductory bonus worth several free nights at a Hilton property, but card members also earn Hilton Honors points at an exceptional rate on Hilton stays and everyday spending. By Andrea Norris Overview Features How It Stands Out Comparable Options How To Apply Who It’s Best For Points and Rewards 4.8 APR 4.5 Fees 4.8 Customer Service 4.5...

Santa Claus may be coming to town soon, but so are the kids from college, cousins from several states away and maybe even a few guest pets, too. If you’re planning to host the whole brood at your home for the holidays, it can be overwhelming. However, there are a few ways you can still do it calmly while saving time and money. By Selena Fragassi Thrift Stores Meal Buffets Secret Santa Neighbors Free Activities Group Calendar Conversely: How To Be a Financially Gracious HouseguestExplore: 3 Easy Tips To Turn Your Credit Woes Into Wows...

You’re thinking about setting sail and you’d like to do it in style. A destination in their own right, luxury cruise ships allow you to travel from one location to the next in seriously plush accommodations. By Jennifer Taylor See: 22 Side Gigs That Can Make You Richer Than a Full-Time JobFind Out: This Credit Score Mistake Could Be Costing Millions of Americans Of course, as with any extravagant vacation, it won’t be cheap....

Amy Schumer is a stand-up comedian, actor, writer and producer whose blue humor has been making people laugh since she appeared on the NBC hit show “Last Comic Standing” in 2007. By Michelle Tompkins See: How Rich Are Tina Fey, Will Ferrell and These Other Former ‘SNL’ Stars?Find: How Rich Is Pete Davidson? Amy Schumer’s Net Worth The 40-years-old has starred in a variety of movies and TV shows and has also appeared on Broadway....

Life insurance comes in many forms, so it’s important to pick the right insurance for you and your family. Although sometimes life insurance can seem like an unnecessary expense, for most families it’s absolutely essential. One of the guiding ideas behind life insurance is to ensure that any large financial obligations are satisfied in the event that your family experiences a loss of income. So, the key to picking the right life insurance for your family is to analyze where your income comes from and what your large financial obligations are....

By Gabrielle Olya Although meme stocks and day trading have been in the headlines lately, investing isn’t just about momentary thrills and short-term gains. Ideally, investing is a part of your long-term financial plans, whether through a retirement account or brokerage account. After all, the longer you stay invested, the more time your money has to compound and grow. Here’s Day 11: Top Investing Tips From Mark Cuban and More Money ExpertsGo Back To Day 10 of Living Richer: How Investing a Little Bit Each Paycheck Goes a Long Way...

The IRS announced this week the launch of an improved identity verification and sign-in process that “enables more people to securely access and use IRS online tools and applications.” By Georgina Tzanetos See: Stimulus 2020: You Could Be Eligible for This $2,000 Tax BreakFind: Are Child Tax Credit Payments Taxable? Taxpayers will now be able to use the new mobile-friendly verification procedure to gain access to the following: Child Tax Credit Update Portal Online Account Get Transcript Online Get an Identity Protection PIN Online Payment Agreement In the past, you would either need to visit an office in person or spend considerable time on the phone....

Discount airline JetBlue will try to navigate its way around the usual buyout rules by launching a hostile bid to take over rival Spirit Airlines. By Vance Cariaga Read More: Stimulus Updates To Know for Spring 2022Cash App Borrow: How To Borrow Money on Cash App Spirit rejected an earlier takeover bid by JetBlue because it favored a different merger offer from Frontier Airlines, CNN reported. In response, JetBlue will try to persuade Spirit shareholders to accept an all-cash offer of $30 per share and reject the Frontier deal....